Watch out for the financial black hole
I decided the other day to clear up my finances, get rid of the mess and make a cull in all those dodgy direct debits I had in my bank account.
I challenge you to have a look at your finances and see how many companies have a wide-open back door to your money.
Paypal I have been a avid user of Paypal for years and always tried to use it to pay for on-line purchases if at all possible.